The People Behind Your Financial Security
Two decades of combined experience in risk assessment has taught us that behind every sound financial strategy are professionals who genuinely care about getting the details right.
Zelda Korinek
Senior Risk Assessment Specialist
I started analyzing financial risks back in 2010 when small businesses were still recovering from the recession. What struck me then – and still drives my work today – is how many capable business owners were making decisions with incomplete risk information.
My background combines actuarial science with practical business consulting. Before joining zelorivantaq in 2018, I spent six years at a regional insurance firm where I learned that theoretical risk models mean nothing if they don't translate into actionable strategies for real businesses.
Primary Focus Areas
- Multi-variable risk modeling for SMEs
- Insurance gap analysis
- Cash flow volatility assessment
- Regulatory compliance risk evaluation
Bexley Thorne
Financial Strategy Consultant
Financial planning became personal for me when my family's restaurant nearly failed in 2015 due to risks we never saw coming. That experience showed me the gap between academic financial theory and the messy reality of running a business with real constraints and unpredictable challenges.
Since then, I've focused on building mitigation strategies that actually work for businesses operating with limited resources and tight margins. My MBA in financial management provides the framework, but fifteen years of consulting has taught me what matters in practice.
Specialized Services
- Emergency fund optimization
- Market volatility planning
- Supplier risk diversification
- Growth-phase risk management
How We Built Our Approach
zelorivantaq started in 2019 when Zelda and I realized we were both seeing the same problem from different angles. Businesses were getting risk assessments that looked impressive on paper but didn't help them make better decisions.
We decided to focus exclusively on practical risk mitigation – strategies that work within real budget constraints and actually reduce the likelihood of financial disruption.
Numbers That Make Sense
Risk assessment should provide clarity, not confusion. We present findings in formats that help you make confident decisions without needing a finance degree to interpret the results.
Realistic Mitigation
Every strategy we recommend fits within your actual operating constraints. We've seen too many elegant risk models that ignore the realities of running a business with limited resources.
Long-term Partnerships
Risk profiles change as businesses grow and markets shift. We work with clients over multiple years, adjusting strategies as their situations evolve rather than delivering one-time reports.